What is not covered by the Condo Master Insurance Policy:

The coverage must exclude all personal property within the unit or limited common elements, and floor, walls and ceilings, electrical fixtures, appliances, water heaters, water filters, built-in cabinets and countertops, and window treatments, including curtains, drapes, blinds, hardware, and similar window treatments components or replacements of any the preceding which are located within the boundaries of the unit and serve only such unit. Such property and any insurance thereupon is the responsibility of the unit owner.